Long Term Health Care and Senior Care Services

At Clark Associates Funeral Home we are able to offer specific insurance products through our general insurance agent.

These products are specifically geared towards senior or elder care.

We offer these insurance products through a New York Insurance company that is rated A and M Best A+. As New York Health and Life agents we offer, Long Term Health Care, Medicare Supplement and Term or Whole Life Insurance.

These products are presented to assist our client families to prepare a comprehensive program in conjunction to pre-planning their funeral arrangement.

Funeral Pre-Arrangement/ Pre-Financed

The master trust we use is F.D.I.C. insured and meet all the standards and is acceptable to the New York State Department of health. Trusts can be revocable or irrevocable. In most cases, they are revocable, meaning that funds can be withdrawn at any time. At the time of death, however, these funds can be paid directly to the funeral home upon presentation of death certificate, assuring that your funeral expenses are taken care of properly.

Often trusts are used to protect an individual’s assets and to solve some estate consequences. For those in nursing homes, for instance, this method helps ensure that funds will be available long after all other finances are depleted, as well as preserve Medicaid or SSI eligibility.

If you would like to begin the pre-planning process please call us at 914-232-3033 to discuss your wishes.